Archive for the ‘savings’ Category

We buy things for many reasons, we buy lots of things we need and lots of things we don’t need. If you have serious designs on making money it is vital that you understand why people buy. # Necessity: We can’t live without things such as food, water, shelter etc, so we have to aquire [...]

No matter what we think about money it is vital to everone’s existence. Money often gets a bad press but placed in the right hands it can do amazing things. Money is meant to be fluid, to flow from one person to another, it is not meant to be horded. “Money can’t buy you happiness [...]

Clothes shopping is definitely a passtime that divides the sexes. Most women love it and most men hate it. Personally, I can just about tolerate it, I like OWNING new clothes but going shopping for them is a different matter. I always try-on new clothes before buying them because they can look totally different on [...]

It’s the easiest thing in the world to get stuck in a rut, we’ve all done it. Practicing bad habits over a period of weeks, months and even years, then we wake up one day and think how did this happen to me? how did my life become like this? it’s not how I intended [...]

A few years back I decided to start monitoring our family budget. Previously, my wife had written down everything we spent and kept a kind of rough running total, it was messy, complicated and moreover it just did not work, it was so innacurate it was unbelievable. We are all busy people so obviously I [...]